Best Truck Insurance Agents in Texas

Get a Commercial Truck Insurance Quote from Top Insurance Agents

Are you a trucking business owner in Texas looking for the best commercial trucking insurance or commercial trucking insurance agents near me for your vehicles?

Get the best truck insurance policy for all kinds of truck and trucking related coverage from our network of top truck insurance agents at the best prices. Whether you are running a trucking business in Dallas, Houston, Amarillo, or San Antonio, our licensed trucking agents can help you get the best deals on trucking insurance by comparing quotes from all the top truck insurance companies in Texas.

Request a truck insurance quote today and get the right insurance at unbeatable prices today!

Commercial Truck Insurance Texas Overview

Texas is the largest trucking state in the United States and the backbone of economy in the Lone Star state with over a million people involved in this sector. Moreover, there are over 150,000 trucking companies in Texas serving innumerable small businesses and industries in the state.

Hence, a trucking operation operating at such a large scale is also exposed to all kinds of risks and threats which are evident through many trucking related accidents and fatal disasters.

As a result, all truck business owners are required by state law to get the right trucking insurance coverage to protect the drivers, trucks, and cargo.

What are the Truck Insurance Requirements in Texas?

In Texas, all the registered trucking vehicles are required by law to provide proof of liability insurance. However, the minimum mandatory coverage amount depends on the type of truck and the cargo it carries. In Texas, commercial trucks are required to have coverage ranging from $750,000 to $1,000,000 depending on the size of the vehicle, estimated travel distance, and type of cargo.

All the trucking insurance companies are likely to ask three important questions to determine the best trucking insurance for you.

They are:

• What is the weight of the truck to be insured?
• Where will the truck travel and what is the estimated travel distance?
• What type of cargo will the truck transport?

Trucking Auto Liability

Liability insurance is an important coverage for all trucking vehicles, and it is mandatory by law in Texas. Trucking auto liability is important to stay covered against bodily injury claims, covering injured party’s bills, property damage due to collision, and legal defense expenses if you are found to be at fault.

Trucking Cargo Coverage

Trucking cargo coverage is a type of inland marine insurance in Texas that covers the goods and property transported by the trucks. Cargo insurance protects the clients’ cargo if it gets damaged, stolen, or faces any mishaps enroute to the destination.

• 26,000 pounds of cargo or less:

Trucks carrying less than 26,000 pounds transporting household goods must carry a minimum of $300,000 in liability insurance. However, trucks operating beyond state lines and carrying over 10,000 pounds must get minimum $750,000 coverage as per the FMSCA regulations.

• 26,000 pounds and more cargo:

Trucks weighing over 26,000 pounds and transporting household goods must carry at least $500,000 worth of liability insurance.

• Oil Transport and hazardous materials:

Trucks that transport oil require at least $1,000,000 in liability coverage and trucks that carry hazardous materials need minimum $5,000,000 coverage on top of other insurance coverage.