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Oak Street Funding Reviews

Financial Partner to Fuel your Business Expansion

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Pros and Cons

Pros

  • Pros
    Provide tailored loans for sectors like insurance, accounting, and investment advisory, meeting unique financial needs.
  • Pros
    Assists businesses with expansion and succession planning, fostering long-term growth.
  • Pros
    20+ years of insurance industry lending expertise.
  • Pros
    Known for responsive and professional customer support service.

Cons

  • Cons
    Interest rates tend to be higher than traditional banks, increasing borrowing costs.
  • Cons
    Clients report significant upfront fees, adding financial strain.
  • Cons
    Some clients experience delays and changes in loan terms due to inconsistent communication.

4.5

(2 Reviews)
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Reviews

Kate Walsh

Working with Oak Street Funding was smooth and efficient. Despite a long process, their responsive team made it easy to complete. The loan was disbursed quickly, and ongoing support has been excellent. Their website is user-friendly and offers all necessary account details. Highly recommended for insurance agencies seeking financing.

Kyle Bradshaw

Oak Street Funding has been a reliable, responsive partner over the years. Our lender, Shane Brown, and account manager, Shannon Kinser, provided exceptional support, always patient, friendly, and insightful. They helped us explore debt options and manage financing strategies with ease. We highly recommended for ongoing and future funding needs.

Frequently Asked Questions

  • Is Oak Street Funding a trustworthy lender?

    Yes, Oak Street Funding is well-regarded in the industry. They’re accredited by the Better Business Bureau with an A+ rating and have built a strong reputation for helping businesses in niche markets like insurance and accounting.

  • Is Oak Street Funding a direct lender?

    Yes, Oak Street Funding is a direct, non-SBA lender. This means you deal directly with the team making the lending decisions, which helps speed up the process and keeps things clear and straightforward, no middlemen involved.

  • How can I get in touch with Oak Street Funding?

    You can call them at +1 866-625-3863, schedule a consultation, or email osf@oakstreetfunding.com.

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Agency Height Team

Updated on: July 17th, 2025

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