AmTrust Insurance Review 2026

This review explores Amtrust Insurance to help you decide if it’s a good fit for your needs. The pros and drawbacks, coverage, customer service, the claims process, and consumer feedback are all discussed in this review. You should have a solid idea of whether Amtrust Insurance is the best option for you by the end of this review!

Overview

• No of reviews: Trustpilot (20), BBB (26), Google (37), Total reviews (83)
• No. of ratings: Trustpilot (1.6), BBB (1), Google (2.6), Avg ratings (1.73)
• Address: 59 Maiden Lane 42nd Floor New York, NY 10038
• Phone number: 877-528-7878

Amtrust Insurance Review: About

AmTrust Insurance, a Manhattan-based insurance company, was founded in 1998 to serve small businesses in the United States. They’ve evolved into a market-leading insurance company specializing in small business insurance focusing on workers’ compensation.

Within two years of its establishment, the company had grown into the European market, serving 70 nations today. One of the carrier’s numerous benefits is the ability to flexible payments and customized coverage. Small to medium enterprises with minimal risk levels are the insurer’s target market. Independent agents offer the company’s products across the country, although the products provided differ by state.

Amtrust Insurance Services

Amtrust Insurance Services

Worker’s Compensation

Amtrust is best known for its workers’ compensation insurance, it can be purchased individually or in conjunction with a business insurance policy and is customized to match each firm’s unique needs. Amtrust Insurance is also the third-largest workers’ compensation carrier in the United States. As a result, businesses looking for the best workers’ compensation can rely on Amtrust.

Business Owner’s Policy

The affordability, flexibility, and comprehensive coverage of Amtrust’s BOP are reasons for its popularity. When combined with workers’ compensation, they offer competitive premiums and give discounts for clients in specific classes. They provide a 10% discount on BOP coverage to workers’ compensation policyholders.

The AmTrust BOP is a package policy that contains general liability, property coverage, and a variety of extra coverage options to meet the needs of a particular business. Although not all businesses qualify for a BOP, the policy’s flexibility allows it to be adjusted to the wide range of industries.

Auto Service

This package plan is tailored to cater the firms in the automotive service industry. Auto repair shops, dealerships, and body shops fall under this category. This insurance includes liability and equipment coverage and coverage for the specific demands of this market.

Commercial Coverages

• AmTrust’s Cyber Liability insurance provides comprehensive financial protection and experienced guidance in navigating a wide range of cyber threats to your company’s data, operations, and reputation.
• Contractor’s Equipment insurance is offered for a wide range of contractors, including craftsmen, general contractors, and road builders. This policy covers contractors’ tools and equipment.
• State Disability Insurance is offered in states where employers must provide this coverage.
• Workplace Policies and Procedures AmTrust’s liability coverage protects you from the dangers of having workers. Wrongful termination litigation, discrimination and other issues fall under this category.

Third/Party Reviews

A.M. Best Ratings

Amtrust Insurance received an “A-” from A.M. Best, indicating outstanding financial stability. However, AmTrust’s ratings have fallen from “A” to “A-due to economic instability.” Although AmTrust is still regarded as a reliable insurance carrier, keep this in mind if you’re considering buying insurance from them.

Conclusion

As the name implies, AmTrust is an insurance firm that you can trust. Amtrust specializes in offering low-risk coverage and provides a variety of coverage options to suit the needs of any small business and mid-sized businesses.

Furthermore, contacting Amtrust for workers’ compensation coverage will be a simple one-stop shop. Over the few years, they have steadily grown and built a strong reputation, and they offer a good choice of items that will fulfil the requirements.

Moreover, with an “A-” rating from A.M. Best, it is safe to say that your business is in good hands. If you would like more information on AmTrust Insurance, please contact one of our agents.

Sources:

• A.M. Best Ratings
• AmTrust Financial Insurance
• Wikipedia