Attune Insurance Review 2026

This review examines Attune Insurance in depth in order to help you determine whether it’s a good fit for your needs. We assess benefits and drawbacks, as well as coverage, customer service, the claims process, and consumer feedback. By the end of this review, you should have a good idea of whether or not Attune Insurance is the best choice for you!

Overview

• Reviews: Google (27), Attune Insurance’s Facebook (8), Total (35)
• Ratings: Google (3.6), Facebook (5), Average Rating (4.3)
• Attune Insurance Phone Number: +1 888-530-4650

Attune Insurance Reviews: About

Attune Insurance is one of the youngest insurance carriers in the industry. This New York-based company was founded in 2016 to make insurance more accessible to small businesses, using innovative technology and analytics.

Attune Insurance offers a variety of coverage options for businesses. These include business owners’ policy, worker’s compensation, and excess liability insurance. Furthermore, the company focuses on collaborating with insurance brokers, agents, and other intermediaries to simplify the process of pricing, choosing, and insuring small commercial business insurance.

It’s challenging to start a small business. Obtaining insurance for that small business is even more complex: it can take a while. That’s what Attune is trying to change. As a leader in the Insurtech market, they are intent on transforming how small businesses obtain insurance. Additionally, their complex platform collects data from many sources and then applies cutting-edge analytics to develop customized policies in minutes.

Moreover, Attune is currently in the process of building and expanding its company and network. It announced in 2019 that it had written more than $100 million in insurance premiums in only one year, a new high for the company.

This Attune insurance review gives you in-depth information about the insurance company and its offerings. It also summarizes ratings and customer reviews. The primary goal of this and all our reviews is to assist you in making an informed selection when looking for insurance.

Attune Insurance Services

With careful analysis and advanced technology, Attune caters to small businesses and assists them with obtaining the best insurance. Attune provides three different forms of insurance:

• Business owners’ policy
• Worker’s compensation insurance
• Excess liability insurance

Business Owners’ Policy (BOP)

As explained by Investopedia, a business owner policy (BOP) is a single insurance plan covering all fundamental property and liability risks. This type of policy is the best choice for small businesses. Furthermore, it offers all essential coverage in one package, and it can be purchased for less than if every single coverage were bought individually. The advantages are – clear—convenience, and saved time and money!

The following coverage options are included in Attune’s business owner policies:

• Commercial property insurance
• Commercial general liability insurance
• Business interruption coverage
• Electronic data coverage
• Valuable papers and records coverage
• Extended business income coverage
• Commercial inland marine insurance
• Commercial auto insurance

Worker’s Compensation Insurance

According to III, Worker’s compensation insurance has two purposes: it ensures that injured workers receive medical treatment and reimbursement for a portion of their lost wages. At the same time, they cannot return to work, and it usually protects businesses from lawsuits brought by employees hurt on the job.

Workers’ Compensation is Attune’s latest offering. When your business begins hiring employees, it’s essential to have a workers’ compensation policy in place. This protects both the company and its employees from unexpected medical bills or lawsuits related to job injuries that may arise down the line. Moreover, this type of insurance may not be required by law, but it provides crucial protection, nevertheless.

Excess Liability Insurance

If a claim exceeds the limit of an underlying liability policy, an excess liability insurance policy provides financial protection and higher policy limits. It’s equivalent to getting a second insurance policy on top of your current one.

Additionally, the Attune BOP offers up to $10 million in excess liability coverage, available on any other approved Commercial Auto or Employers’ Liability policies.

Discounts Offered by Attune Insurance

Discount for equipment safeguards: Available to workers’ compensation customers who take steps to safeguard workplace equipment to help protect employees from injury.

Safety plan discount: When a worker’s compensation customer implements a safety plan in their workplace, they can get discounts on premiums.

Discount for no hazardous material: Attune offers a discount for employers who don’t keep hazardous materials onsite.

Employee safety and hygiene discount: Businesses who buy workers’ compensation insurance can receive discounts by providing employees with a safe working environment for that follows strict sanitary practices.

Is Attune the Right Insurance Company for You?

As Attune has only been in existence for a few years., A.M. Best has yet to evaluate them, making it difficult to assess Attune’s financial strength. As for customer comments, the majority appear to be mixed. On the plus side, customers can access claims reporting and live chat support 24 hours a day, seven days a week. All in all, whether Attune is right for you probably depends on the sort of policies you’re looking for and whether and to what degree you find their discounts appealing.

Third-Party Reviews

Attune insurance has not received a rating from any major rating agencies, including Moody’s, Standard & Poor’s, and Fitch. This could be because Attune Insurance is one of the market’s newest insurance companies.

Conclusion

With just under six years of experience, Attune is a recent addition to the insurance industry and has yet to undergo much professional evaluation, although the BBB has given them a satisfactory rating. While coverage is available in most states, insurance alternatives are still very restricted. Customers may access claims reporting 24 hours a day, seven days a week, and have a 100% paperless experience—a good, modern benefit. So, while we hope Attune Insurance finds its rhythm in the coming years, we recommend reviewing your other options and conducting your research. If you’d like to learn more about Attune Insurance, don’t hesitate to contact us.

Sources

• FAIA
• Attune Insurance
• Insurance Business Mag
• Pitchbook
• Investopedia
• III

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