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Cover Insurance Reviews 2026

What Do We Think?

Pros & Cons

Pros

  • Pros
    Quotes are provided for free in as little as five minutes.
  • Pros
    Offers the ability to chat with an insurance advisor via SMS, which makes communication very convenient.
  • Pros
    Partnered with dozens of well-established insurers.
  • Pros
    Offers discounts for the length of vehicle ownership, length of residency at the garaging address, certain occupations, and marital status.

Cons

  • Cons
    Difficult to compare Cover to other auto insurance companies as it does not provide insurance directly.
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Cover Insurance Reviews

4

(4 Reviews)
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Reviews

“After hearing all of these great reviews about how easy the process is, I knew it would be something worth trying. The agent on the phone had a really smooth conversation with me and we were able to go through everything quickly together!”

“It was the simplest process I’ve ever experienced insuring my vehicle. Throughout the process, Byron from Cover was extremely knowledgeable and helpful. In less than ten minutes, we were on the phone with the insurance coverage. And that was the end of it! Thank you for your excellent customer service, Byron.”

“We stopped in August and you proceeded to bill our card for three months and are still running… your contact person has been slow and seemed uninterested. Not satisfied!”

“My full coverage policy with Cover Insurance just began.The process was simple, painless, and speedy. I was blown away by the customer service and, of course, the prices. They are someone I would suggest to everyone. The only thing I regret is not joining them sooner!”

Source: Yelp, Trustpilot

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Frequently Asked Questions

  • Which are 4 types of insurance coverages?

    The four forms of insurance you must have, according to most experts, are life, health, long-term disability, and vehicle.

  • How does the cover app work?

    Cover is a mobile-only insurance company. It will search rates given by our partner carriers as a brokerage to find you the best deal on vehicle, house, and renters insurance.

  • What type of insurance should I avoid?

    Avoid buying unnecessary insurance. You almost certainly require life, health, auto, disability, and possibly long-term care insurance. But don’t fall for the advertising pitch that you need other, more expensive insurance that only covers a narrow range of occurrences.

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Updated on: June 18th, 2026