CURE Auto Insurance Reviews 2026

Overview

• No of reviews: Google (2,229), Clearsurance (47), BBB (14), Consumer Affair (678) Total (2,968)
• No of ratings: Google (3.6), Clearsurance (2.6), BBB (2), Consumer Affair (3.7) Avg Rating (2.97)
• Phone no: 800-535-2873
• Address: 214 Carnegie Center Dr Suite 301, Princeton, NJ 08540

If you’re considering car insurance, it’s important you research and read reviews before deciding. CURE Auto Insurance is one option you might want to learn more about. Founded in 1990, CURE (Citizens United Reciprocal Exchange) is a not-for-profit auto insurance company that was created to provide affordable car insurance to responsible drivers in New Jersey.

In this review, we’ll provide an overview of the history of CURE auto insurance, its products and services, the major states where it operates, and the pros and cons of choosing CURE as your auto insurance provider. We’ll also look at third-party and customer reviews to give you a well-rounded view of this company.

Learn About the Legacy of CURE Auto Insurance

CURE Auto Insurance is a not-for-profit reciprocal exchange founded in 1990 by former New Jersey Insurance Commissioner James J. Sheeran and Lena Chang. The company was established when the car insurance industry faced significant challenges due to low profitability and legislative constraints. CURE was created as a solution to this crisis, with the belief that everyone deserves affordable car insurance based primarily on their driving record.

Today, CURE operates in three states – New Jersey, Michigan, and Pennsylvania – and specializes in providing no-fault coverage to its customers.

Auto Insurance Products and Services

CURE also offers special programs for drivers who have completed defensive driving courses and discounts for good driving behavior. they also have a mobile app that allows customers to manage their policies, make payments, and report claims.

Here are some additional details about the products and services offered by CURE Auto Insurance:

• Liability coverage: CURE offers bodily injury and property damage liability coverage to help protect you in case you cause an accident that results in injury or property damage to others.
• Collision coverage: This type of coverage helps pay for damage to your car in case of an accident with another vehicle or object, regardless of who is at fault.
• Comprehensive coverage: Comprehensive coverage helps protect your car from non-collision incidents such as theft, vandalism, and weather-related damage.
• Good Driver Program: CURE offers a Good Driver Program that rewards responsible driving behavior with lower premiums.
• Defensive Driver Discount: Drivers who complete a state-approved defensive driving course may be eligible for a discount on their insurance premiums.
• Roadside Assistance: CURE offers optional roadside assistance coverage that provides help with services like towing, jump-starts, and lockouts.
• Mobile App: The CURE mobile app allows customers to manage their policies, make payments, and report claims from their smartphones.
• Glass Repair: CURE partners with a network of glass repair shops to provide quick and affordable glass repairs or replacements.
• Pet Injury Coverage: CURE offers optional coverage for pet injuries sustained in a car accident.

CURE strives to provide its customers with affordable and comprehensive auto insurance options, from basic liability coverage to additional programs and services. Overall, CURE offers a range of products and services to meet the needs of responsible drivers in the states where it operates. But it’s always a good idea to connect with insurance brokers near you to know more about the availability of CURE products and services.

CURE Auto Insurance Ratings and Reviews

Reviews on CURE Auto Insurance by different insurance agencies and rating agencies have generally shown positive ratings and reviews. For instance, J.D. Power’s 2022 U.S. Auto Insurance Study rated CURE as “Better than Most” in the New Jersey region for overall customer satisfaction, policy offerings, and pricing.

The National Association of Insurance Commissioners (NAIC) reported that CURE has a complaint ratio lower than the national median, indicating that the company receives fewer complaints than other insurance providers relative to its size. Additionally, the company does have a higher-than-average complaint score, with an overall NAIC complaint score of 1.31. Customers also seem generally satisfied with CURE, as evidenced by the company’s high rating on various customer review websites.

Some customers have praised the company for its competitive rates and excellent customer service, while others appreciated the Good Driver Program and other discounts CURE offers. Overall, the ratings and reviews suggest that CURE Auto Insurance is a solid choice for drivers in the states where it operates.

Final Thought

If you’re a responsible driver in New Jersey, Pennsylvania, Maryland, or Michigan looking for affordable auto insurance, CURE may be worth considering. While its coverage options may be more limited than some other providers, its not-for-profit status and commitment to customer service make it a strong contender in the auto insurance market. Before making a decision, it’s always a good idea to compare quotes and read reviews from other customers to ensure that you’re choosing the best insurance provider for your needs.

If you want to explore other insurance companies, you can go through our other insurance reviews, which makes it easy to compare the carriers.

Recommended Reading

If you are a classic car insurance owner and want insurance for your valuable possession, then you need to look at this.

Hagerty Insurance Reviews 2026: The Best Option for Collector Car Insurance?

Sources

JD Power US Auto Insurance Study

Clearsurance

BBB

Why Cure

Cure.com