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Florida Peninsula Insurance Company Review 2026

Pros and Cons, Customer Reviews, and Verdict

Pros and Cons

Pros

  • Pros
    Strong reputation
  • Pros
    Competitive pricing
  • Pros
    Quick claims processing
  • Pros
    Local expertise (2200 agents across Florida)

Cons

  • Cons
    Does not serve outside Florida
  • Cons
    Possible increase in premiums

4

(3 Reviews)
5
(1)
4
(1)
3
(1)
2
(0)
1
(0)
Reviews

During such a trying time, my experience with Florida Peninsula has been a positive one. Your team has been a kind resource and kept me informed of our next steps. Grateful to have a reliable company.

This company is a pretty good pick for homeowners’ insurance. They were one of the few that would insure me while also having a Doberman pinscher. Some companies would not even quote me bc of that. One thing that would help is to have someone answer the phones on the weekend.

Although I haven’t had a claim, I have had several questions that were answered by the 800 number, and they were friendly and (I found out) accurate.

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Frequently Asked Questions

  • How long has Florida Peninsula Insurance been in business?

    Florida Peninsula Insurance Company has been in business since April 2005. The company has thrived in Florida’s unpredictable home insurance market for over 18 years.

  • Is Florida Peninsula AM best rated?

    No, Florida Peninsula Insurance Company is not rated by A.M. Best.

  • Are Edison and Florida Peninsula the same company?

    No, Edison and Florida Peninsula are not the same company, but Edison is a subsidiary of Florida Peninsula. It was purchased by Florida Peninsula in 2010, and Edison currently focuses on customizable home and condo insurance products in Florida.

Author Display Picture
Carlos Ramirez

Updated on: June 18th, 2026

Carlos Ramirez is a licensed insurance agent with 12 years of experience helping clients protect their homes, vehicles, and businesses. Based in Colorado and licensed in 30+ states, he makes insurance simple and practical. His writing draws from real experience to help readers make clear, confident coverage decisions.

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