Hagerty Insurance Review 2026

Hagerty insurance review focuses on classic car insurance, breaking down key factors to help guide your decision in choosing the right policy.

Overview

• Reviews: Hagerty’s Facebook (4067), BBB (22), Trustpilot (3,871), Yelp (200) | Total (8,160)
• Ratings: Hagerty’s Facebook (4.5), BBB (1.27), Trustpilot (4.3), Yelp (2.3) | Avg (4.1 out of 5)
• Hagerty insurance phone number: (231) 941-7477
• Hagerty Inc Address: 141 Rivers Edge Dr Ste 200,Traverse City, MI 49684-3299

Is Hagerty Insurance a Good Choice? Our Thoughts

Hagerty offers classic, collector, exotic, and antique automobile insurance in all 50 states. A replacement value guarantee applies to all eligible vehicles under the company’s highly personalized auto insurance, which is available across the country.

In addition, Hagerty’s affordable prices and flexible use make it an excellent alternative to traditional auto insurance. And with its in-house component expertise, there are no mileage restrictions.

When it comes to classic car insurance, Hagerty presents a worthwhile option to consider. A majority of clients have praised Hagerty’s customer service, although some found it difficult to communicate with the company during the claims process. But overall, Hagerty reviews are largely favorable and they offer insurance to fit every budget!

About Hagerty

Hagerty Insurance is an American automotive lifestyle brand that offers membership and insurance services to classic car lovers around the world. It was founded in Michigan but now operates internationally with four offices in Canada, Germany, and the U.K. With over two million memberships sold since its inception, HAGERTY knows how important it is to protect your investment.

Hagerty originally focused on insurance for antique boats, but they eventually expanded and now offer coverage across motorized sports. In 1991, the company added classic car coverage to its extensive product lineup.

In 2008, Hagerty published its first annual price guide. The resourceful publication not only informed customers on how they should go about purchasing a classic car but also started an interactive website that provides more information and even live chats with experts.

Hagerty Valuation Tools is the ultimate resource for pricing and researching historic cars. You can gain unlimited access to all of their data, including 40k enthusiast models from the post-war era up through the modern day. They also have a database containing 400k sales!

Hagerty Insurance Products

Hagerty has been protecting America’s iconic vehicles for over 80 years. They cover all types of cars, trucks and motorcycles as well as tractors and boats.

Some products offered by Hagerty Insurance include:

• Collector and Classic Cars
• 1980 and Newer Collector Vehicles
• Collector Trucks and SUVs
• Motorcycles and Scooters
• Boats
• Motorsports Vehicles
• Modified Cars
• Classic and Antique Tractors
• Collector Military Vehicles
• International Vehicle Transport
• Business Insurance
• High-value Vehicle Collection
• Retired Commercial Vehicles
• Vintage Camper Trailer

Hagerty Car Insurance Reviews

Hagerty is a household name for classic car insurance. And insurance is important for those who own these collectible vehicles. Since vintage car owners rarely use their vehicles for daily activities such as commuting to work and school, their insurance needs are different from those of standard car owners.

And if you do occasionally drive around town in your antique or vintage car, you’ll want to protect its worth with comprehensive, collision, and other specialized coverage options in addition to liability insurance.

 

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Hagerty’s classic car insurance policies include:

Collision Coverage

Collision coverage is a great way to protect yourself from financial loss if your car has been damaged in an accident. It will help pay for repairs or replacements on any vehicles that were involved and also help with medical expenses, which can be extremely expensive.

Comprehensive Coverage

Comprehensive coverage helps pay for the cost to replace or repair your vehicle in case it’s been stolen or damaged. This can include fire, vandalism, and falling objects (like tree branches).

Property Damage Coverage

Property damage liability coverage is a legal requirement in most states. It can help cover the cost of repairs if you’re at fault for an accident that damages another vehicle or property such as fences and buildings, but it doesn’t apply to your own car.

Bodily Injury Liability Coverage

If you’re involved in a car accident and someone else is hurt, liability coverage will help cover their medical expenses. If they need legal representation then that’s covered as well!

Specialized Coverages

Instant New Purchase Coverage

This is the perfect insurance policy for a collectible car. The company offers up to 30 days of coverage at $50/day with no limits on what they will pay out should you make an approved claim.

Spare Parts Coverage

The best way to be prepared for any emergency is with comprehensive insurance. Comprehensive coverage includes $750 for your insured vehicle’s spare parts.

Auto Show Medical Reimbursement

If you or your family members are injured during an auto show, there is up to $10k in medical payments available.

Motorcycle Safety Equipment Coverage

You can keep yourself safe while working on your bike with up to $1,000 worth of coverage for safety gear, such as leather leggings and gloves.

Hagerty Classic Auto Insurance is an excellent option for drivers with a history of accidents or tickets. Hagerty’s classic insurance may not cover your vehicle if you’ve been convicted of alcohol-related offenses or dangerous driving in addition to speeding infractions. This company doesn’t cover off-road vehicles such as dirt bikes with nitrous components, or camping vehicles.

Hagerty Insurance Reviews and Ratings

The Better Business Bureau (BBB) has given Hagerty Insurance an A+ rating, owing to its low volume of complaints and the successful settlement of three complaints against them. While Hagerty is too small for ratings by large consumer agencies such as J.D Power Associates, they still have a good reputation among many drivers, thanks in part to the fact that all five companies underwriting their policies have an ‘A’ financial strength rating with AM BEST corporation, which is one step below “Excellent.”

About Hagerty Insurance Claims

Hagerty classic car insurance has a team of experts who helping their customers with their claims. Here are some of the things that Hagerty can do to help you with your classic car insurance claims:

• Help to assess the damage to your car and determine the best course of action for repairs.
• Help you find a qualified repair shop that can work on classic cars.
• Pay for the cost of repairs, up to the limits of your policy.
• Ensure to get your car back on the road as quickly as possible.

If you need to file a claim, then you can directly get in touch with the insurance claim experts through Hagerty claim phone number 800-385-0274.

The Bottom Line

Is Hagerty insurance good?

Yes, if you’re looking for an exotic car insurance option, we recommend considering Hagerty. They offer low premiums and guaranteed replacement values that are hard to find elsewhere. Hagerty is often praised for their customer service as well.

Hagerty also has an A+ rating from the BBB, which speaks well for the company’s business ethics and level of customer satisfaction. In conclusion, Hagerty Insurance is a solid bet when it comes to choosing which provider will best serve your needs for your exotic ride. Moreover, if you need any personalized information on your type of insurance, then search for “Hagerty insurance agent near me” to get hassle free insurance near your location.

Methodology: How Agency Height Provides Carrier Reviews

To ensure accurate and reliable carrier reviews, Agency Height follows a thorough process:

• Product and Coverage Information: We obtain detailed information directly from the official Hagerty insurance website. This includes the types of coverage and products offered by the carrier.
• Third-Party Ratings: We incorporate ratings from trusted agencies such as BBB (Better Business Bureau) and AM Best, which provide insight into Hagerty insurance’s financial strength and customer service reputation.
• Customer Reviews: For real customer feedback, we gather reviews from popular platforms like Trustpilot, Yelp, and Google to understand the experiences of policyholders with Hagerty car insurance.

This multi-source approach ensures our reviews are well-rounded and trustworthy.

** Data verified as accurate at the time of publication.

Source

Sources

• Trustpilot
• Yelp
• Facebook
• Hagerty insurance