Just Insurance Reviews 2026
Is it the best pay per mile car insurance provider?
Explore, select, and save with agents who understand your unique needs.
Overview
- No of Reviews: Trustpilot (424), BBB (18), Google (1610) | Total Reviews (2052)
- No of Ratings: Trustpilot (4.0), BBB (3.6), Google (3.6) | Average Rating (3.73)
- Just Insurance Office Address: 1640 South Sepulveda Boulevard, Suite #102 Los Angeles, CA, 90025
- Phone number: +1 (888) 787-5878
Let us explore specifics of Just Insure, including its unique coverage approach, company background, advantages and drawbacks, their real customer experiences, to help you make an informed decision about your auto insurance needs.
Just Insure Review: A Pay-Per-Mile Car Insurance Provider
Just Insure is an innovative auto insurance company that offers pay-per-mile coverage, providing a flexible and cost-effective solution for drivers who want to save on premiums. Unlike traditional car insurance models, Just Insure bases its pricing on actual mileage and driving behavior, making it an attractive option for low-mileage drivers and those who prioritize safe driving habits.
Pros and Cons
Pros
-
Easy management with mobile app
-
Lower rates for good behavior driving
-
Easy premium structure
Cons
-
Not available in all states
-
Requires app and intrusive GPS tracking
-
Not ideal for high mileage drivers
How Just Insure Works
Just Insure operates on a usage-based model where policyholders pay a base rate and a per-mile charge. The company utilizes telematics technology to track miles driven and assess driving habits through a mobile app. As a result,this system ensures that drivers only pay for the distance they travel, making it an ideal choice for individuals who drive infrequently or own secondary vehicles.
Key Features of Just Insure
- Pay-Per-Mile Pricing – Drivers are charged based on their actual mileage, reducing costs for those who drive less.
- Telematics-Based Assessment – The mobile app monitors driving behavior, including speed, braking, and acceleration, to provide personalized pricing.
- No Long-Term Contracts – Policyholders have the flexibility to adjust or cancel their coverage as needed.
- Lower Premiums for Safe Drivers – Responsible driving habits can lead to additional savings.
- Easy Sign-Up Process – Users can quickly get a quote and enroll through Just Insure’s mobile app.
Just Insure Auto Insurance Reviews
Just Insure holds a B+ rating from the Better Business Bureau (BBB), a well-respected organization that evaluates businesses based on customer interactions, complaint resolution, and overall trustworthiness. While this rating indicates a good standing, it also suggests there may be areas for improvement in customer service or claims handling.
Just Insure Customer Reviews and Ratings
Prior to getting auto insurance from Just Insure, it is crucial to know what real customers have to say about their experiences with the company. You can find their reviews on various online platforms, including the Better Business Bureau (BBB), Trustpilot, and Google Reviews.
3.5
Reviews
Very easy company to work with and even greater at communication. Unrivaled with their ability to communicate if you ever have any type of trouble.
Just insure has been very easy to deal with, it is ideal for my type of situation why I do not drive the car very often
I had to cancel my policy because my car was totalled in a accident I provided a policy report for the accident but they wouldn’t expect that and charged me extra money.
Just the affordable rates, but still waiting for my 20$ after introducing two family members in to the insurance till now.
Who Should Consider Just Insure?
Just Insure is best suited for:
- Remote workers or retirees who drive less frequently.
- Urban residents who rely on public transportation but need occasional car coverage.
- Safe drivers looking for a policy that rewards responsible driving habits.
- People with multiple vehicles who want to insure a secondary car used only occasionally.
Is Just Insure a Good Choice?
Just Insure offers a unique and budget-friendly alternative to traditional auto insurance, especially for drivers who don’t log high mileage. With its pay-per-mile model and telematics-driven pricing, it stands out as a great option for those who drive less but still need reliable coverage. However, if you are a frequent driver or uncomfortable with app-based tracking, this may not be the best fit for you.
For drivers looking to save money while embracing tech-driven insurance solutions, Just Insure is certainly worth considering. Moreover, as with any insurance provider, it’s always best to compare multiple options and consult with an independent auto insurance agent to ensure you’re getting the best coverage for your needs. Additionally, exploring different insurers can help you find a policy that offers both affordability and reliable customer service.
Frequently Asked Questions
-
1. Is Just Insure available nationwide?
Just Insure offers auto insurance in Arizona and plans to expand across the United States. Their work location is based in Los Angeles, California, USA and London, UK.
-
How do I file a claim with Just Insure?
You can simply file a claim through their app or just reach out to the customer service team.
-
What auto insurance coverage options are available?
Just Insure got you covered with two main packages – Minimum liability or full coverage, and optional coverages – Uninsured and Underinsured.
Carlos Ramirez
Updated on: December 18th, 2025
Carlos Ramirez is a licensed insurance agent with 12 years of experience helping clients protect their homes, vehicles, and businesses. Based in Colorado and licensed in 30+ states, he makes insurance simple and practical. His writing draws from real experience to help readers make clear, confident coverage decisions.
Highlights
- Overview
- Just Insure Review: A Pay-Per-Mile Car Insurance Provider
- Pros and Cons
- How Just Insure Works
- Key Features of Just Insure
- Just Insure Auto Insurance Reviews
- Just Insure Customer Reviews and Ratings
- Who Should Consider Just Insure?
- Is Just Insure a Good Choice?
- Frequently Asked Questions
- Source
- Overview
- Just Insure Review: A Pay-Per-Mile Car Insurance Provider
- Pros and Cons
- How Just Insure Works
- Key Features of Just Insure
- Just Insure Auto Insurance Reviews
- Just Insure Customer Reviews and Ratings
- Who Should Consider Just Insure?
- Is Just Insure a Good Choice?
- Frequently Asked Questions
- Source
Compare Quotes from Top Local Agents
Explore, select, and save with agents who understand your unique needs.