Get faster access to personal & commercial Markets and appointments. Sign Up Now
Agent Login

Lancer Insurance Company Reviews 2026

Is it the Right Specialty Insurance Provider?

Explore, select, and save with agents who understand your unique needs.

Are you searching for a reliable specialty insurance company to cover your commercial vehicles and business? If you are facing a difficult situation finding a good carrier to cover the risky nature of your business, then consider reading this Lancer Insurance Company reviews to find out whether it meets your coverage requirements. 

Navigating the insurance terrain can be a complex process particularly if you are searching for a specialty insurance involving huge risks. 

Lancer Insurance Company stands as a notable presence in the risk management of truckers, transportation businesses, auto rental, commercial auto, and covers multifaceted risks faced by the truckers. 

Read the complete review to delve into the details. 

Lancer Insurance Company Overview

Lancer Insurance Company has established itself as a seasoned specialist in the specialty insurance niche with over 35 years of operational history. The company stands out with over 2000 broker relationships across the United States and is a popular name among truckers and transportation business owners. The company’s comprehensive suite of specialty insurance products from auto rental, commercial trucking, to commercial explosives and marine license insurance also makes it a good choice for business owners looking for a diverse range of policies.

While the company offers an impressive breadth of policies, commercial trucking insurance is the most popular covered by Lancer Insurance Company.

  • Lancer Insurance Company Phone Number: 516-431-4441
  • Other Phone: (516) 889-3200
  • Lancer Insurance Company Reviews: Google (2.7),
  • Rating: A.M. Best (“A” Excellent with a Financial Size Category of XIII), BBB (Not Accredited)
  • Lancer Insurance Company Address: 370 W Park Ave, Long Beach, NY 11561, United Other Phone: (516) 889-3200 States

Lancer Insurance Company Products & Services

Lancer Insurance Company has established itself as a key player in the specialty niche over the years with diverse products available for high-risk businesses and commercial businesses. Commercial Trucking Insurance remains the standout product of Lancer Insurance Company with specialized cargo coverage and robust liability coverage options for truckers and operators.

ProductsDescription
Auto Rental Coverage Tailored to design all the aspects of insurance for auto rental businesses including liability and property damage.
Commercial Auto & Garage Insurance Provides coverage for commercial auto and garage businesses against liability and physical damage.
Commercial Driving Schools Specialty insurance for driving schools
Commercial Explosives Specialty coverage for businesses handling explosives
Limousine Insurance Tailored insurance coverage for limousine services covering all the risks associated with luxury transport
Long Haul Trucking Insurance Insurance designed for long-haul truckers with services from auto liability to cargo coverage.
Commercial Excess Automobile Liability Additional liability coverage for commercial vehicles beyond standard limits.
Motorcoach Insurance Coverage for motorcoach operations including liability, property damage, and passenger protection
Vanpool & KidsKab Tailored insurance options for vanpooling services and KidsKab operations

Lancer Insurance Company Pros & Cons

Pros

  • Pros
    Wide & tailored specialty focused coverage that covers high-risk businesses like commercial trucking
  • Pros
    Strong focus on customer service with 24/7 claims service and over 2000 brokers
  • Pros
    Trucking insurance specialist with exclusive trucking-oriented coverage options.
  • Pros
    Affordable coverage options
  • Pros
    Excellent Financial Strength with “A” rating from A.M. Best

Cons

  • Cons
    Not available in all the regions
  • Cons
    Few complaints of poor investigation on Google during claims process

Lancer Truck Insurance Review

Getting the right commercial trucking insurance can be a daunting process as it is considered extremely complex and risky by many carriers. However, Lancer Insurance Company specializes in trucking insurance and has a long legacy of serving the trucking industry and operators. Lancer truck insurance is designed to provide tailored coverage solutions for owner-operators and trucking companies. The policies provide extended coverage beyond standard coverage and has thoughtfully designed policies around robust liability and cargo coverage which are critical aspects of every trucking policy.

Moreover, the company has streamlined the claims process with 24/7 claims service to achieve minimal downtime and focus on swift response for truckers and business owners. The company has a network of over 2000 broker relationships to deliver prompt service and support to policyholders. Lancer Insurance Company’s cargo form offers an expanded refrigeration coverage and a catastrophic limit of $1,000,000. The policy includes a combined deductible for tractor, trailer, and cargo insurance losses.

Most truckers who have taken a policy from Lancer Insurance Company advocate that the company prioritizes safety and provides a personal touch in the form of well-oriented service and tailored coverage.

Lancer Safety Stop Blog

Lancer’s Safety Stop Blog is another remarkable initiative by the company that policyholders can leverage to get valuable resources and regulatory updates. The company regularly shares important updates on the Safety Stop Blog to help truckers navigate the complex insurance process and ways to minimize the risks and avoid unnecessary claims.

The blog covers important topics surrounding crucial aspects like:

  • Accident Scene
  • Compliance
  • Driver Wellness
  • Driving Tips
  • Operations
  • Safety Videos
  • Severe Weather

Lancer Insurance Company Reviews & Ratings

4.5

(6 Reviews)
5
(5)
4
(0)
3
(0)
2
(1)
1
(0)
Reviews

As a broker, my office has been placing business with Lancer for 10+ years. They have been a great market for so many of our clients over the years. Competitive premiums, good claims service, and responsive underwriting. They are a local company that we can trust. I am writing this review because one of our clients suffered a claim last month and our client was impressed with the way the claim was handled; helping him repair the damage to his store and keep his business going.

 I’ve been with lancer with 2yrs now and about to renew my policy again. Me and my agent had some words about them not dropping my rates but I checked others and they were around the same cost. The difference is when I needed lancer to help with a flooded truck they didn’t question it they paid it right away we got the truck repaired and it’s still on road today. My truck is 15yrs old they want an inspection on it yearly now which don’t bother me since we keep it up. I’ve found that after they gave me a renewal qoute they didn’t raise it on me kept it fair. Loyalty to me is worth more then saving few dollars. Thanks lancer for being good to me and my company.

If you have them and you need to get money from a different insurance company then they will be great. However, if you have insurance with them and someone who is insured by them hit your car while it was parked then they will try to not pay you and make you wait months before you get paid. From personal experience. Also business is still down and commercial vehicles are not been on the road for a while but they won’t allow to lower liability to less than 1 million dollars and makes pay same premiums as if you are working which is crazy. Other companies are much easier to deal with and provide flexibility to help out business owners during this difficult time.  

We have been insuring our 2 courtesy vehicles with Lancer for a few months now and while we have not had to submit a claim the setup of the policy and customer service have been great. They respond quickly to any questions we have had.

Lancer is a great company to work with. They have a very friendly and knowledgeable staff who are always there to help. I would highly recommend them.

Tremendous, outstanding and is always there for us… As a large transportation company with close to 750 vehicles that runs 24/7 we never have to worry cause they are available day and night! They are a pleasure to deal with, the adjustors are friendly and knowledgeable. Kim G is a phone call away and leads a group with years of experience. Lancer is always by our side… 24/7… 

Source: Google Reviews, The Truckers Report Forum

Lancer Insurance Company: Should You Trust them?

Lancer Insurance Company has a long history of providing quality specialty coverage targeting high-risk businesses and have earned themselves a good reputation over their 35 years long journey in the insurance industry. The company has an excellent financial strength verified by the “A” rating provided by A.M. Best which assures that the company has good finances.

Also, the company is a trucking specialist that offers tailored trucking policies at affordable prices. Lancer Insurance Company also prioritizes guiding policyholders through their valuable resources and guides. While there are reviews on Google that tend to imply that sometimes policyholders have faced issues while making a claim particularly due to the weak investigative and settlement process, most of the reviews tend to be in the favor of Lancer Insurance Company.

Hence, we provide them a rating of 4 making them a trustworthy partner to do business with and get proper coverage whenever required.

Frequently Asked Questions

  • Is Lancer Insurance Good?

    Lancer Insurance Company is a financially strong insurance company with “A” rating from AM Best and has a legacy of over 35 years in the insurance industry making it a trustworthy partner. 

  • Who owns Lancer Insurance?

    Since 2021, Lancer Insurance Company has been a division of Core Specialty Insurance Holdings, Inc. 

  • What is Lancer Insurance Company Phone Number?

    You can reach out to Lancer Insurance Company at this number: 516-431-4441 

Author Display Picture
Carlos Ramirez

Updated on: June 18th, 2026

Carlos Ramirez is a licensed insurance agent with 12 years of experience helping clients protect their homes, vehicles, and businesses. Based in Colorado and licensed in 30+ states, he makes insurance simple and practical. His writing draws from real experience to help readers make clear, confident coverage decisions.

Highlights

Quick Links