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Openly Insurance Reviews  2026

Is it a Right Choice for your Home Insurance?

Openly Insurance Pros and Cons

Pros

  • Pros
    Offers higher value home coverage up to $5 Million.
  • Pros
    Provide additional customized policies.
  • Pros
    90% of customer retention rate.

Cons

  • Cons
    Available only in 21 states.
  • Cons
    Mostly focused on high-value homes.
  • Cons
    The cost of insurance tends to be higher as not many discounts are available.

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Openly Customer Reviews

4.2

(5 Reviews)
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(3)
4
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Reviews

Easy to Quote, quick response time, good rates. Easy to navigate website.

Openly makes the quoting and binding process incredibly easy. I had a few questions due to a challenging client and they were quick to respond and help. Love working with them.

Nick handled my set up for the house I am buying in Georgia. He was very personable. Gave me his number to call day or night if I should have any issues. Great customer service.

A pain to work with took 3 weeks from when we made a claim to when a adjuster finally showed up. They have made us jump through multiple hoops to get approved and a constant phone tag. Then they approved everything then the next week.

Openly representatives are very professional and personable people. Someone is always available to help and answer your questions. Thanks Openly!

Source: Google, BBB, Trustpilot

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Trusted agents working with top national companies.

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Frequently Asked Questions

  • Is Openly a Good Insurance Company?

    Openly is considered as one of the most trustworthy insurance providers. Openly Insurance is recognized for its commitment to innovation, personalized coverage, and exceptional customer service not only to the insurance seeker but independent agents as well.

  • Who is Openly Insurance Backed By?

    Openly Insurance receives financial backing from Rock Ridge Insurance Company, an AM Best A- (Excellent) rated admitted insurance carrier.

  • Does Openly Insurance Provide Other Coverage?

    Openly Insurance specializes in homeowners’ insurance, offering coverage options tailored to the unique needs of homeowners. While their primary focus is on delivering cutting-edge home insurance solutions, they don’t provide other insurance options for now.

Author Display Picture
Carlos Ramirez

Updated on: June 18th, 2026

Carlos Ramirez is a licensed insurance agent with 12 years of experience helping clients protect their homes, vehicles, and businesses. Based in Colorado and licensed in 30+ states, he makes insurance simple and practical. His writing draws from real experience to help readers make clear, confident coverage decisions.

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