SageSure Insurance Reviews 2026

Overview

• No of reviews: Google (719), Clearsurance (148), BBB (7), Total reviews (874)
• No of ratings: Google (4.5), Clearsurance (3.98), BBB (1.5), Avg ratings (3.32)
• Address: 101 Hudson St #2700, Jersey City, NJ 07302
• SageSure Insurance phone number: (877) 304-4785

SageSure Insurance, an esteemed provider of comprehensive insurance solutions, has a rich history rooted in the pursuit of safeguarding homes and homeowners. Since its inception, SageSure has emerged as a trusted and innovative force in the insurance industry, offering tailored coverage options, efficient service, and a customer-centric approach.

In this review, we will thoroughly delve into SageSure’s range of policies, their commitment to excellent customer service, their efficient claims handling, and provide an overview of the carrier partners they collaborate with.

About SageSure Insurance

SageSure Insurance is an insurance-first, tech-forward managing general underwriter specializing in coastal residential and commercial property markets. With a focus on coastal areas, SageSure offers over 50 competitively priced insurance products in 14 states prone to coastal risks, serving a substantial customer base of over 400,000 policyholders.

Established in 2009, SageSure has been at the forefront of revolutionizing property insurance through its cutting-edge online quoting and binding platform. Their commitment to innovation has enabled them to offer customers efficient and comprehensive insurance solutions in high-risk coastal regions.

SageSure collaborates with carrier partners to provide coverage on their behalf, ensuring a diverse range of options for policyholders. This partnership approach allows SageSure to leverage established carriers’ expertise and financial stability while delivering the flexibility and personalized service of a managing general underwriter.

Service Areas of SageSure Insurance

SageSure Insurance offers high quality insurance coverage at competitive price in America’s most underserved areas. The 14 states where they are into service are listed below:

• Alabama
• Alaska
• California
• Connecticut
• Florida
• Louisiana
• Massachusetts
• Mississippi
• New Jersey
• New York
• North Carolina
• South Carolina
• Texas
• Virginia

SageSure Product and Services

Sagesure focuses primarily on providing homeowners insurance, offering protection for your residence, personal belongings, and liability. Depending on the state you reside in and the carrier partnered with Sagesure, additional coverage options may be available. We recommend visiting their official website to learn more about the specific policies available from Sagesure.

• Homeowners insurance
• Business Owner Policy (BOP)

SageSure Home Insurance Reviews

SageSure’s mission is to ensure that individuals have access to comprehensive homeowners’ insurance, regardless of location. They believe that living in a challenging market should not prevent people from safeguarding the life they have diligently built.

Comprehensive Coverage: SageSure provides the best homeowners insurance to protect your home and personal belongings. Their policies typically cover a range of risks, including damage caused by fire, storms, theft, and liability issues.

Product Under SageSure Homeowners Insurance: SageSure offers a range of home insurance product options. These products may include coverage for:

• Single- Family Homes
• Townhouses
• Condominiums
• Rental properties.

Each product is designed to cater to the specific needs of different homeowners and property types.

Challenging Market Coverage: SageSure specializes in serving difficult markets where other insurance companies may be reluctant to provide coverage. They focus on coastal residential areas and other regions prone to natural disasters.

Availability: While SageSure’s coverage is not available nationwide, its services extend to 14 states across the South and Northeast regions of the United States. These states are specifically chosen due to their proximity to coastal areas and the increased risks associated with them.

Agent-Based Service: To obtain a quote or purchase a policy with SageSure, customers are typically required to connect with a SageSure agent. The agent will guide them through the process, answer any questions, and assist in selecting the appropriate coverage options based on their specific needs. Connecting to insurance agents or brokers near you ensures that customers receive personalized attention and guidance throughout the insurance process.

How does SageSure work?

SageSure operates on a unique model that sets them apart from traditional managing general underwriters. However, what makes SageSure genuinely distinctive is its hands-on approach to designing, developing, and filing its proprietary homeowners and commercial BOP (Business Owner’s Policy) products. By partnering with highly rated insurance carriers, SageSure ensures its customers receive the best coverage.

SageSure Insurance Managers

SageSure Insurance Managers is a prominent and respected company specializing in insurance management services. With their expertise and industry knowledge, Sagesure introduces as a managing general agent (MGA), offering comprehensive insurance solutions to homeowners across various states.

Sagesure collaborates with a network of trusted carrier partners, providing homeowners access to a diverse range of insurance products. They possess extensive expertise in underwriting, risk assessment, and policy administration. Here’s a list of the carrier partners that they’re associated with:

• Acceptance Casualty Insurance Company
• Acceptance Indemnity Insurance Company
• Elevate Reciprocal Exchange
• Harco National Insurance Company
• Independent Mutual Fire Insurance Company
• Occidental Fire and Casualty Company of North Carolina
• SafePort Insurance Company
• SureChoice Underwriters Reciprocal Exchange (SURE)
• SafeChoice Insurance Company (formerly SureChoice)
• TransGuard Insurance Company of America
• Wilshire Insurance Company

SageSure Reviews

SageSure Insurance has received notable third-party reviews from reputable organizations such as the Better Business Bureau (BBB) and AM Best, a trusted rating agency in the insurance industry.

The BBB provides insights into the business practices and customer interactions of companies. Although, SageSure Insurance doesn’t hold an accreditation from the BBB it has been rated A from BBB. This indicates that SageSure has met BBB’s honesty, transparency, and customer service standards. Homeowners can refer to the BBB’s website to access customer reviews, complaints, and the overall rating of SageSure Insurance.

AM Best, a leading provider of credit ratings and financial data for the insurance industry, evaluates insurance companies’ financial stability and strength. However, SageSure Insurance still needs to receive ratings from AM Best.

Conclusion

The reviews of SageSure Insurance offer valuable insights into the company’s performance and customer experiences. While there is a range of feedback from homeowners, it is clear that SageSure has made strides in providing comprehensive coverage options and responsive customer service. Some customers express high satisfaction with the customization options and efficient claims handling, while others may have had different experiences. Potential customers need to weigh these reviews alongside their priorities and needs when considering SageSure Insurance as their provider. Considering the company’s positive ratings from the BBB for financial stability, homeowners can make an informed decision based on the available information.

Sources

BBB 

Clearsurance 

SageSure

SageSure Insurance Yelp Reviews

Research Methodology: How Agency Height Provides Carrier Reviews

To ensure credibility and accuracy in our carrier reviews, Agency Height follows a meticulous process:

Product and Coverage Information: Our insurance experts’ source detailed information about the products and policies from the official SageSure Insurance website. We cover all the types of coverage and products offered by the carrier.

Third-Party Ratings: Ratings and reviews are crucial to rank and rate any insurance carrier. Hence, we incorporate ratings from trusted agencies such as BBB (Better Business Bureau) and AM Best, which provide insight into SageSure Insurance’s financial strength and customer service.

Customer Reviews: For real customer feedback, we collect genuine reviews from popular platforms like Trustpilot, Yelp, and Google to understand the client experience with SageSure Insurance. Our commitment to a multi-source approach ensures our reviews are credible and trustworthy.

** Data verified as accurate at the time of publication.