Swyfft Insurance Review 2026

This insurance review of Swyfft Insurance is provided to help you decide whether this insurance carrier is the right one for you.

Swyfft Insurance Overview

• Reviews: Google (713), Clearsurance (49), Total (762)
• Rating: Google (4.4), Clearsurance (1.40), Average (2.9 out of 5)
• Phone number: +1 855-479-9338
• Address: North Tower, 44 Headquarters Plaza 4th Floor, Morristown, NJ 07960, United States

About

Founded in 2014, Swyfft insurance is an insurtech company that specializes in homeowners’ insurance and commercial insurance coverage. As an insurtech company, Swyfft Insurance uses precise data-driven “patented analytical methods” to provide real-time estimates for home insurance.

Swyfft Insurance, technically, is not an insurance company. The company is a managing general agent (MGA) appointed by ClearBlue Insurance to sell its policies.

An MGA is an insurance agent/broker appointed by any insurance company to sell only their policies. However, it is also granted a little more authority than a regular insurance agent. So, although Swyfft is not an insurance company, they still can appoint other agents to sell policies, underwrite coverages, and settle claims on ClearBlue’s behalf.

Popular Features

• Comprehensive coverage for all policies Doesn’t sell any insurance policy without comprehensive coverage
• Online claim reporting 24/7 fast and easy online claim portals
• No-cost dispatched repairs Covers any costs incurred as a result of emergency repairs or services provided

Swyfft Insurance Products And Services

Swyfft Insurance offers three different categories of coverages:

Home Insurance Policy

Swyfft Insurance is most known for their home insurance. The company focuses primarily on single-family dwellings. While they provide coverage for second houses, it does not cover rented dwellings. They also offer coverage similar to most standard policies but also offer adjustable prices. The standard homeowners’ insurance covers dwelling value, other structures, personal property, loss of use, personal responsibility, and medical expenditures.

Standard Policy

• Other Common Endorsements
• Dwelling Additional Replacement Cost
• Other Structures Sinkhole Coverage
• Personal Property Personal Injury
• Living Expenses Enhanced Personal Property Coverage
• Personal Liability Identity Fraud Coverage
• Medical Expenses

Other Common Endorsements

• Dwelling Additional Replacement Cost
• Other Structures Sinkhole Coverage
• Personal Property Personal Injury
• Living Expenses Enhanced Personal Property Coverage
• Personal Liability Identity Fraud Coverage

Commercial Insurance Policy

Non-residential and multi-family dwellings such as apartment buildings, condos, professional buildings, and even shopping centers can be covered by commercial insurance in certain places.

E&S (Excess and Surplus)

E&S Business Insurance handles all high-risk or uncommon coverage demands.

Discounts

Swyfft Insurance doesn’t mention any discount offers on their official website. You’ll need to contact their customer service department to learn about available discounts.

Swyfft Insurance Reviews and Ratings

Third-Party Reviews

Swyfft insurance has been in the business for more than 6 years now. During this period, the insurance carrier has garnered quite some popularity. While they’ve received excellent ratings from both BBB and A.M. Best, their customers have left mixed reviews with some being unhappy with their experiences.

Major Takeaway

Swyfft is a fairly new company on the insurance market but has already accomplished what very few traditional insurance providers have. For anyone looking to get a quick quote, Swyfft would definitely impress. While there isn’t much information available about the company, it makes up for it through customer reviews and third-party reviews. The reviews also show that customers have been fairly satisfied with their service. But not knowing about their partner company and data sources makes choosing this carrier more difficult.

Finally, for anyone looking for affordable homeowners’ insurance, we’d recommend comparing Swyfft with other carriers.

Sources

• Swyfft Insurance
• Clearsurance
• Berryinsurance
• Trustedchoice
• TheZebra
• GetJerry

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